Newsflash: I have $120,000 cash and want to purchase a $175,000 home. Please advise:

I have $120,000 cash and want to purchase a $175,000 home. Please advise: I have $120,000 cash and want to purchase a $175,000 home. Please advise:My wife and I have no debt. We currently rent at $750/month, and we are interested in buying a $175,000 home. We live frugally. I make $50,000/yr, she stays at home, and we save an average of $8,000 per year.What is my best option for making an offer to buy this home? I have $120,000 in cash to work with, and the home needs about $10,000 of work done to it.Option A: Traditional Mortgage with a 30% down payment ($52,000).Option B: Traditional Mortgage with a large down payment ($100,000+)Option C: See if the seller will owner finance.Option D: Offer $120,000 cash.Other ideas? What would you recommend? Thanks in advance.