Liked a single family home to buy, but a little skeptic after reading the previous work done on the house.Stucco replacement on the right side elevation of the room and frame repairing of the south side of living room due to water seeping in between stucco paper and framing in year 2000. It costed $21,000.This is a recurring problem according to the report but the report said it occurred so soon again due to work not done properly in the previous repair (year 1999) and also due to stucco. Don’t know if stucco was replaced in 1999 though.Vinyl siding was done too in year 2000. Costed $25,000.There was water intrusion problem in rear and front bedroom too but the owner didn’t get that fixed.Back deck was repaired in 2001 costing $2480.What would you guys suggest? Would this house need very high maintenance or we should be okay with small repairs here and there? Stucco is expensive and don’t want to go through this every few years.
Hi folks, thanks for the help. I’m located in CT.My fiancee and I are trying to buy a house. I won’t bore you with our life story, suffice to say we’re trying to do it ASAP. We wouldn’t be able to do it if she hadn’t gotten a large life insurance payout a bit over two months ago. However, she has very bad credit, while mine is OK. So the mortgage has to be in my name, although we’re putting her on the title.She’s capable of putting down $50K on the $325K house that has passed its inspection. But now the mortgage provider is saying that it would be better if she gave me the money as a gift and the checks came directly from me. I am a little worried that there might be tax or otherwise unexpected implications to this transfer, so I was hoping to get some clarification on that topic. Again, thanks for any advice you could throw my way.
Yet another interesting headline in the world of health and well-being. For Cervical Cancer Patients, Less Invasive Surgery Is Worse For Survival
Two new studies suggest that minimally invasive surgery for early stage cervical cancer patients leads to death and recurring disease more often than standard surgery through a large incision.
What desirable amenities would a modern hipster most likely respond to, besides the granite counters, jetted tub standard fare?Level 2 charge stationLevel 3 charge stationTesla Wall unit – off grid possibilitiesBluetooth enabled home spaces
Hey everyone, longtime lurker, throwaway account. TLDR at bottom.Now, I know I need a real financial advisor to help with a lot of these questions but I want to know what people who have had more experience and have thought more about these matters think.I’m early 30s, married with 2 kids under 5. Wife is SAHM, combined we have about 250k student loans @ 6.8%. Currently we rent because I’m in training/schooling, about to get my first real job and moving to a city we are both familiar with so we know the parts of town and where we want to move. It’s relatively low cost of living large city in the southeast.Next year is my first “real job”, around 300k/year some small bonus structure (1 month pay max). Do not expect salary to drastically change, will go up every few years but probably never over 400k even at end of career unless I go into administration. We are also lucky that we have around 1 million in low-mid risk investments (mutual funds mainly, managed by large company) from our families. We also have around 50k in checking/ savings as liquidity. We’ve used the investment money through schooling and training to live more comfortably, and had deferred any decisions about paying back student debt until we were settled after our prolonged adolescence through higher education.My wife and I want to be smart with money and want to maximize our own retirement funds and savings while putting as much into 529s for kids as possible now that I have a real job. We’d been planning to probably refinance to 4.5% and pay off 250k student loans in 5-10 years.We don’t feel like we need a big fancy house, we are looking to spend 350-450k.Does it make sense to just buy a house outright using money from investment funds? We would then put money that would have gone to mortgage into retirement/ kids educational funds? Or should we not touch money in investments, and take out mortgage and pay back over 10-15 yrs? Or is there a third path I don’t know about?TLDR: 30s, 2 kids, 300k income, 250k debt, 1 m investments (stocks, mutual funds), want 350-450k house. Should we outright buy or take out mortgage?
I’m 18 years old and looking to get my real estate license, I completed my schooling online through the Georgia MLS Training Institute. I passed my school exam already. I am curious if taking the cram course is a must to pass the state exam though. The cram course is all booked until December and I am eager to get my license sooner. I know the school exam is the same format(4 hours 152 questions) as the state exam but is the content similar? I’ve heard the state exam is a lot harder but that was all from people who took it years ago who said the school exam was super easy. I feel like they might have made them more similar now. If anyone could give me some insight I’d be appreciative!
Anyone have any experience with this? I have no idea where the offer or buyout price should be in relation to market value, how to go about negotiating it, or what I should expect to happen next. I haven’t called him back yet.The developer bought a bunch of property next to my house about 3 years ago. it’s basically a giant corn field. They want to develop it into high end apartments. Today he called and left a message that went something like this:We’ve talked to your neighbor, and are expecting to purchase his property, and he told us you have talked, and might be interested in selling yours as well. If this is the case, and you do have interest, please call me back.He’s a huge developer in our area, and owns a few malls and other large, well done apartment complexes in the neighboring towns.Here’s my question: How should I expect the offer process to go? What’s fair, in relation to market value? For example, if my house is worth $500k on the open market, what’s it worth to a developer? I own 2.5 acres in a very desirable town, in a town where land is kinda hard to come by.My house was cheaper than the average because of the location and odd shaped flag lot, but I would need to be able to afford to stay in town – i’m a firefighter here, and my kids are in the school system – so I would need to make out well enough to move locally.thoughts?Pic for reference showing property layout for reference:[Imgur](https://i.imgur.com/XLGhk9P.png)
Yet another interesting headline in the world of health and well-being. Birds Got Their Colorful, Speckled Eggs From Dinosaurs
A new study found that birds’ dinosaur relatives had eggs with traces of two pigments—a red-brown one and a blue-green one. In today’s birds that might produce a color such as robin’s egg blue.
I’m currently in the 63 hour course. I’m doing an online one to best fit into my schedule. I have a hard time studying only using online resources. Are there any books or text books that helped you in the process? I like to mix it up with my study material. TIA!
I just purchased a investment property for the first time in Canada. I am also being a landlord for the first time. I posted my ads on various websites and have gotten some responses, and some of them sound pretty shady.As far as I can tell, there are a couple of people with the same story. They are renting a house for their friend, who is out of country and is coming soon. I tell them a time that I can show the house and they insist that they want to do a drive around the area before the showing time. It’s just not sitting well with me they keep insisting they want to do a drive around themselves before I show them the unit.The townhouse is in a complex so I don’t specify the unit number, at least I think I should be ok before then. But still, it’s really shady. Just wondering are there other shady replies people attempt to scam on these ads?