Newsflash: Is it possible to get this coop

My husband and I are currently in a rental. We pay approx $1200 a month. There is a coop for sale in a good neighborhood for about $55,000. It’s the same size as the apartment we live in now (one bed one bath) but I think it’ll come out to about $900 a month including maintenance fees.Total income is $30k-$40k a year (varies bc of tips). We have good credit and would wanna make a 10% down payment. Would we get approved?This is in NJ. We are also first time home buyers so any advice would be helpful. Also is there an average amount for closing costs in nj? Is it based off of location or home value?Thank you for helping



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