Newsflash: Personal liability insurance to cover visitors buying home?

I see in the selling contract, my realtor added 500 for homeowners insurance, not sure what this is but I suspect it’s some insurance post sale for the new buyer. Do I need personal liability insurance to cover visitors as they walk around the house for viewing? It’s a new home, single story so accidents are minimal but in a sue everyone everywhere world, just trying to cover myself before viewing starts

Read more at https://www.reddit.com/r/RealEstate/comments/6snmhh/personal_liability_insurance_to_cover_visitors/?utm_source=ifttt

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