First time buyers. My dream is to own a duplex or triplex where I can live in one unit and rent out the others for income. I have experience with this type of property management since I grew up in this exact situation. My mother owns a triplex in Oakland that I have helped manage since high school. I wan’t to set up something similar for me and my wife but in San Diego. I don’t want to ask my mom for money but we have a little over $20k saved up. As a first time buyer am I reaching to high? Will the VA loan help me with this dream?