I am asking on behalf of someone not so tech-savvy. We’ll call her Miss.Miss has $99,000 in her 401k. She is interested in buying a home with her funds. However, her employer doesn’t offer x-fer’s from a 401 towards house. If she attempts to cash it out, they want to charge her 40%!Any advice on how to proceed with purchasing a property with funds from her 401k is utmost appreciated. Many thanks in advance.