I require access to approx. $20k to pay for permits and to complete the work.The near goal is to cash in on some of the equity (It’ll give me around $250K equity) to purchase another income property. The two obvious options I see for that 20k is a) access my line of credit (not heloc) at prime +1. OR b) cash out refinance the home. However I pay for it, it seems like a win. But does it make more sense to use the line of credit, even if it’s more expensive? My thinking is that when I cash-out-refi, the home will be a duplex and worth even more?Is there something obvious I’m missing?