Hello,So I am new to this whole home buying process and I have done some research. So I am 23 with no student loans (paid off) and 6k left on my car. I have 20k saved up. I make 54k a year in Massachusetts. My question is, what are my chances of being able to be approved for a home loan? Whether it be conventional or FHA. Also any tips on reaching out to lenders and banks? Thanks in advance for your help!