I put down $50k earnest money on a house. The actual mortgage is not there but there is pre-approval. I only have one year job experience in this field since I went back to school. I hate my job and want to switch careers.The contract states “Despite a good faith effort, the buyer was unable to obtain financing on the terms spelled out in the contingency clause.” The contingency cause states “On or before the loan approval deadline specified in transition summary, buyer shall obtain and deliver to seller a written loan commitment, which must be subject to conditions reasonably acceptable to seller….. Unless through no fault of buyer and despite the best efforts of buyer,… unable to obtain financing”. This is Arizona.If I take a voluntary layoff so essentially laid off, does it count as my own fault or a third party’s fault?