Newsflash: We are applying for a $200K loan and were offered a 4.0 percent rate finance through Wells Fargo. Should we shop the loan around?

Can LendingTree for example, really provide us a better deal? Is there an incentive we should ask for from Wells Fargo? From another loan entity? We have fairly good credit, my SO is at about 750 and I’m about 780.Also, when we shop around, are lenders conducting hard pulls on our credit? I don’t want to affect our credit by playing around too much.We filed an initial application with WF this morning.Thanks for your time.

Read more at https://www.reddit.com/r/RealEstate/comments/6dp0dq/we_are_applying_for_a_200k_loan_and_were_offered/?utm_source=ifttt

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s