Newsflash: We are applying for a $200K loan and were offered a 4.0 percent rate finance through Wells Fargo. Should we shop the loan around?

Can LendingTree for example, really provide us a better deal? Is there an incentive we should ask for from Wells Fargo? From another loan entity? We have fairly good credit, my SO is at about 750 and I’m about 780.Also, when we shop around, are lenders conducting hard pulls on our credit? I don’t want to affect our credit by playing around too much.We filed an initial application with WF this morning.Thanks for your time.



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